Name: Joseph Carelli
Title: Chair - New Hampshire Bankers Assn.
Company: Citizens Bank of New Hampshire & Vermont
Location: 875 Elm St., Manchester, NH
Birthplace and year: Chelmsford, MA - 1958
Family: Wife - Paula; Children - Alexandra, Christine, Devon
College: University of Massachusetts - BSBA Business Administration
First job in banking or allied field: Loan officer in-training - First Bank, Chelmsford, Mass.
What do you do now and what are you planning for the future? Work with our president Christiana Thornton and staff to promote the general welfare and public perception of banking institutions and also to raise awareness and promote dialogue around issues important to our industry, our associate members and our clients.
Hobbies: Time with family, skiing, running, bicycling
Favorite book: "Unbroken" by Laura Hillenbrand
Key to success (one idea): Build trust, high integrity and strong morals
If you were forced to choose another vocation what would it be? Forest ranger
Cambridge, MA The nonprofit Preservation of Affordable Housing (POAH) has secured $23.5 million in financing from Rockland Trust and Citizens Bank to transform a 150-year-old, underutilized church complex into housing. The project will ultimately create 46 affordable family-sized apartments.
Preserving wealth across multiple generations requires strategic planning, foresight, and the right investment vehicles. Delaware Statutory Trusts (DSTs) offer a powerful solution for families looking to build and protect their financial legacy and to efficiently plan for their estate.
The Connecticut hospitality market has demonstrated uneven recovery patterns between 2019 and 2025, with boutique and historic properties achieving $125 RevPAR in 2025, up 8.7% from the 2019 level. Coastal resort properties achieved a $105 RevPAR in 2025, representing 10.5% growth since 2019. Casino corridor properties maintained modest growth with RevPAR improving 4.5% to $92 in 2025.